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	<title>Retirement Living &#187; Older Americans Act</title>
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	<link>http://www.retirement-living.com</link>
	<description>Assisted Living, Nursing Homes, Homecare in VA, MD, DC, NJ, PA, DE</description>
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		<title>How To Locate Government Resources For Seniors</title>
		<link>http://www.retirement-living.com/how-to-locate-government-resources/</link>
		<comments>http://www.retirement-living.com/how-to-locate-government-resources/#comments</comments>
		<pubDate>Mon, 27 Feb 2006 00:00:00 +0000</pubDate>
		<dc:creator>Lauren Searson</dc:creator>
				<category><![CDATA[Healthy Living]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[60 and over]]></category>
		<category><![CDATA[60 years and older]]></category>
		<category><![CDATA[AAAs]]></category>
		<category><![CDATA[Administration on Aging]]></category>
		<category><![CDATA[adult day care]]></category>
		<category><![CDATA[Allegany]]></category>
		<category><![CDATA[Anne Arundel]]></category>
		<category><![CDATA[AoA]]></category>
		<category><![CDATA[Area Agencies on Aging]]></category>
		<category><![CDATA[Baltimore]]></category>
		<category><![CDATA[Baltimore city]]></category>
		<category><![CDATA[Calvert]]></category>
		<category><![CDATA[Caregiver Programs]]></category>
		<category><![CDATA[Caroline]]></category>
		<category><![CDATA[Carroll]]></category>
		<category><![CDATA[Case Management Services]]></category>
		<category><![CDATA[Cecil]]></category>
		<category><![CDATA[Charles]]></category>
		<category><![CDATA[Dorchester]]></category>
		<category><![CDATA[elder abuse]]></category>
		<category><![CDATA[Eldercare Locator]]></category>
		<category><![CDATA[family caregivers]]></category>
		<category><![CDATA[financial assistance]]></category>
		<category><![CDATA[Frederick]]></category>
		<category><![CDATA[Garrett]]></category>
		<category><![CDATA[government resources for seniors]]></category>
		<category><![CDATA[Harford]]></category>
		<category><![CDATA[Home Modification Programs]]></category>
		<category><![CDATA[Home Repair Programs]]></category>
		<category><![CDATA[Howard]]></category>
		<category><![CDATA[Kent]]></category>
		<category><![CDATA[Legal Assistance]]></category>
		<category><![CDATA[legal services]]></category>
		<category><![CDATA[Long-Term Care]]></category>
		<category><![CDATA[Maryland]]></category>
		<category><![CDATA[MD]]></category>
		<category><![CDATA[meals]]></category>
		<category><![CDATA[Montgomery]]></category>
		<category><![CDATA[National Aging Network]]></category>
		<category><![CDATA[National Family Caregiver Support Program]]></category>
		<category><![CDATA[Native American]]></category>
		<category><![CDATA[Nutrition Services Programs]]></category>
		<category><![CDATA[OAA]]></category>
		<category><![CDATA[Older Americans Act]]></category>
		<category><![CDATA[ombudsmen programs]]></category>
		<category><![CDATA[Personal Care Services]]></category>
		<category><![CDATA[Prevention Programs]]></category>
		<category><![CDATA[Prince George's]]></category>
		<category><![CDATA[Queen Anne's]]></category>
		<category><![CDATA[Referral Services]]></category>
		<category><![CDATA[respite care]]></category>
		<category><![CDATA[retirees]]></category>
		<category><![CDATA[retirement living options]]></category>
		<category><![CDATA[senior needs]]></category>
		<category><![CDATA[Somerset]]></category>
		<category><![CDATA[St. Mary's]]></category>
		<category><![CDATA[State Units of Aging]]></category>
		<category><![CDATA[SUA]]></category>
		<category><![CDATA[Talbot]]></category>
		<category><![CDATA[Telephone Reassurance]]></category>
		<category><![CDATA[transportation programs]]></category>
		<category><![CDATA[US Department of Health and Human Services]]></category>
		<category><![CDATA[Volunteer Programs]]></category>
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		<guid isPermaLink="false">http://www.retirement-living.com/?p=130</guid>
		<description><![CDATA[Some of the most invaluable resources for retirees and caregivers are the well-established government programs that are designed to meet a wide array of senior needs. Government agencies can serve as clearinghouses for much needed information and provide vital connections to programs and services. Most importantly, they are a place to start researching retirement living options regardless of income level or personal need. Information, referrals, recommendations, and a sympathetic ear are provided free of charge. The Older Americans Act (OAA) [...]]]></description>
				<content:encoded><![CDATA[<p>Some of the most invaluable resources for retirees and caregivers are the well-established government programs that are designed to meet a wide array of senior needs. Government agencies can serve as clearinghouses for much needed information and provide vital connections to programs and services. Most importantly, they are a place to start researching retirement living options regardless of income level or personal need. Information, referrals, recommendations, and a sympathetic ear are provided free of charge.</p>
<p>The Older Americans Act (OAA) of 1965 created the Administration on Aging (AoA), an agency of the U.S. Department of Health and Human Services, and a national network of agencies that promote and protect the health and well-being of older adults. Federal, state, and local agencies now work together to serve the needs of the diverse senior population. Amendments to the OAA provided grants to Area Agencies on Aging (AAAs), giving them the resources to identify local needs and plan and fund local programs. Later changes to the act created the National Family Caregiver Support Program, which offers assistance to family caregivers.</p>
<p>The Department of Health &amp; Human Services describes this comprehensive network as the National Aging Network. The Department notes that the Network &#8220;includes 56 State Agencies on Aging, 655 Area Agencies on Aging, 243 Native American aging programs, over 29,000 service providers, and thousands of volunteers.&#8221; It is the goal of the Network to offer opportunities and services that will allow older adults to &#8220;lead independent and dignified lives at home and in their communities.&#8221; Seven million Americans age 60 and over and over 325,000 caregivers are served by this network. The key components of the network include the Administration on Aging, the State Units of Aging, and the Area Agencies on Aging.</p>
<p>Administration on Aging (AoA)<br />
As the leader of the Network, AoA works primarily to increase awareness among government agencies, organizations, and the general public in regards to the needs of the older American population. In addition to recommending policy and developing regulations, AoA is also responsible for providing grants to worthwhile projects. The AoA can be reached at www.aoa.gov or 202-619-0724.</p>
<p>Eldercare Locator<br />
In an effort to provide nationwide, information assistance to the general public, the AoA developed the Eldercare Locator in 1991. Eldercare Locator is a public service that connects older Americans and their caregivers with critical information about local senior services. Through a website and an 800 number, the program puts seniors and their families in touch with local AAAs and other community-based organizations that can provide assistance. With the number of senior resources growing in every community, this important service can eliminate hours of research by providing direct contact with trustworthy resources.<br />
The information provided by the Eldercare Locator is available nationwide and is comprehensive. From assistance with meals and transportation to caregiver education and training, the Eldercare Locator can provide referrals and contact information for agencies and organizations that can help. To contact the Eldercare Locator, call 1-800-677-1116 or visit www.eldercare.gov.</p>
<p>State Units on Aging<br />
The State Units on Aging (SUA) serve as the state arm of the AoA. SUAs coordinate services in their states by working with a variety of state agencies and other public and private organizations. The Units support community-based programs and services including legal services, long-term care ombudsmen programs, and many others. State Units also award grants to AAAs in order to help create community specific programs. See Local Resources for contact information.</p>
<p>Area Agencies on Aging<br />
On the local level, Area Agencies on Aging (AAAs) coordinate and provide services to meet the needs and concerns of residents who are 60 years of age and older. The Department of Health and Human Services defines an AAA as a &#8220;public or private non-profit agency, designated by the state to address the needs and concerns of all older persons at the regional and local levels.&#8221; It is important to note that AAAs go by a variety of different titles and may be organized in different ways.</p>
<p>Because of the many services and programs they offer, AAAs are one of the single most important resources for seniors. Available services vary by locale, and the services below are just a sampling of many of the services that are routinely offered by AAAs. In order to qualify for an assistance program, individuals may have to meet certain criteria. To find out more about the specific services that are available and how to obtain those services, contact the local AAA. See Local Resources for contact information.</p>
<p>Services Provided by Most AAAs:<br />
Adult Day Care is available for individuals who need daytime supervision.<br />
Caregiver Programs help family members who are caring for an older adult.<br />
Case Management Services are conducted by professionals who can assess needs and arrange for services to encourage continued independence.<br />
Elder Abuse Prevention Programs provide investigative services and intervention in cases of abuse.<br />
Financial Assistance and benefit counseling is conducted by professionals.<br />
Home Health Services provide needed care in the home environment.<br />
Home Repair Programs help older adults complete needed repairs to avoid major problems.<br />
Home Modification Programs provide renovations to make the home safer and more secure for individuals who choose to age in place.<br />
Information and Referral Services offer a vital connection to available resources throughout the community.<br />
Legal Assistance is available for individuals aged 60 and over with legal problems involving government benefits, tenant rights, and consumer issues.<br />
Nutrition Services Programs provide home delivered meals to homebound individuals and congregate meals in specified locations for other seniors in the community.<br />
Personal Care Services can help those with functional impairments with some of the activities of daily living.<br />
Respite Care provides caregivers with a much needed break from the constant care and supervision of their elderly loved one.<br />
Senior Centers offer educational, recreational, and social activities for older adults.<br />
Telephone Reassurance provides regular contact and a safety check for homebound senior citizens.<br />
Transportation Programs can provide door-to-door transit for individuals who do not have private transportation and/or cannot use public transportation.<br />
Volunteer Programs connect interested older adults with fulfilling volunteer positions in the community.</p>
<p>Local Resources</p>
<p>Maryland Department of Aging<br />
410-767-1100<br />
1-800-243-3425</p>
<p>Area Agencies on Aging<br />
Allegany&#8230;&#8230;&#8230;&#8230;.301-777-5970<br />
Anne Arundel&#8230;&#8230;&#8230;410-222-4464<br />
Baltimore City&#8230;&#8230;.410-396-2273<br />
Baltimore&#8230;&#8230;&#8230;&#8230;410-887-2594<br />
Calvert&#8230;&#8230;&#8230;&#8230;..410-535-4606<br />
Caroline&#8230;&#8230;&#8230;&#8230;.410-479-2093<br />
Carroll&#8230;&#8230;&#8230;&#8230;..410-876-3363<br />
Cecil&#8230;&#8230;&#8230;&#8230;&#8230;.410-996-5295<br />
Charles&#8230;&#8230;&#8230;&#8230;..301-934-9305<br />
Dorchester&#8230;&#8230;&#8230;..410-221-1930<br />
Frederick&#8230;&#8230;&#8230;&#8230;301-694-1604<br />
Garrett&#8230;&#8230;&#8230;&#8230;..301-334-9431<br />
Harford&#8230;&#8230;&#8230;&#8230;..410-638-3025<br />
Howard&#8230;&#8230;&#8230;&#8230;&#8230;410-313-5980<br />
Kent&#8230;&#8230;&#8230;&#8230;&#8230;..410-778-2564<br />
Montgomery&#8230;&#8230;&#8230;..240-777-3000<br />
Prince George&#8217;s&#8230;&#8230;301-265-8450<br />
Queen Anne&#8217;s&#8230;&#8230;&#8230;410-758-0848<br />
Somerset&#8230;&#8230;&#8230;&#8230;.410-651-0020<br />
St. Mary&#8217;s&#8230;&#8230;&#8230;..301-475-4200<br />
Talbot&#8230;&#8230;&#8230;&#8230;&#8230;410-822-2869<br />
Washington&#8230;&#8230;&#8230;..301-790-0275<br />
Wicomico&#8230;&#8230;&#8230;&#8230;.410-543-0388<br />
Worcester&#8230;&#8230;&#8230;&#8230;410-632-1289</p>
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		</item>
		<item>
		<title>Best Financial Shape of Her Life: Financial Planning For Elders</title>
		<link>http://www.retirement-living.com/best-financial-shape-of-her-life/</link>
		<comments>http://www.retirement-living.com/best-financial-shape-of-her-life/#comments</comments>
		<pubDate>Wed, 31 Aug 2005 00:00:00 +0000</pubDate>
		<dc:creator>Lauren Searson</dc:creator>
				<category><![CDATA[Assisted Living or Personal Care]]></category>
		<category><![CDATA[Daily Money Management]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Money & Legal]]></category>
		<category><![CDATA[Senior Housing]]></category>
		<category><![CDATA[Arlington]]></category>
		<category><![CDATA[Arlington Agency on Aging of the Department of Human Services]]></category>
		<category><![CDATA[assisted living]]></category>
		<category><![CDATA[Bureau of Mines]]></category>
		<category><![CDATA[Consumer Credit Counseling Service]]></category>
		<category><![CDATA[Culpepper Garden]]></category>
		<category><![CDATA[D.C. Metro Area]]></category>
		<category><![CDATA[daily money management]]></category>
		<category><![CDATA[Dept. of Interior Joint Chief]]></category>
		<category><![CDATA[donation]]></category>
		<category><![CDATA[elder]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[grandmother]]></category>
		<category><![CDATA[Japan]]></category>
		<category><![CDATA[Joint Chiefs of Staff]]></category>
		<category><![CDATA[June Hoye]]></category>
		<category><![CDATA[local grocery stores]]></category>
		<category><![CDATA[Mary Robinson]]></category>
		<category><![CDATA[money and legal]]></category>
		<category><![CDATA[Older Americans Act]]></category>
		<category><![CDATA[retired]]></category>
		<category><![CDATA[retirement community]]></category>
		<category><![CDATA[Senior Services of Alexandria]]></category>
		<category><![CDATA[St. Andrew's Episcopal]]></category>
		<category><![CDATA[Va]]></category>
		<category><![CDATA[Virginia]]></category>

		<guid isPermaLink="false">http://www.retirement-living.com/?p=963</guid>
		<description><![CDATA[A former Editorial Assistant, Mary Robinson retired from the Bureau of Mines after 32 years of service to the government with various agencies, including the Dept. of the Interior and the Joint Chiefs of Staff. &#8220;Money of course!,&#8221; Mrs. Robinson laughs as she recounts the most rewarding aspect of her work. She goes on to explain that she retired as a grade seven federal employee and was making $14,000 a year at that time. Native to the D.C. metro area, [...]]]></description>
				<content:encoded><![CDATA[<p><a href="http://www.retirement-living.com/wp-content/uploads/2005/08/elderly-woman-with-financial-plans.jpg"><img class="alignleft size-full wp-image-8047" src="http://www.retirement-living.com/wp-content/uploads/2005/08/elderly-woman-with-financial-plans.jpg" alt="senior citizen in assisted living" width="120" height="145" /></a>A former Editorial Assistant, Mary Robinson retired from the Bureau of Mines after 32 years of service to the government with various agencies, including the Dept. of the Interior and the Joint Chiefs of Staff.  &#8220;Money of course!,&#8221; Mrs. Robinson laughs as she recounts the most rewarding aspect of her work.  She goes on to explain that she retired as a grade seven federal employee and was making $14,000 a year at that time.</p>
<p>Native to the D.C. metro area, Mrs. Robinson has spent most of her 90 years in Arlington.  She met her husband while working at the Dept. of the Interior, and later spent 18 months living in Japan while he was stationed there.  The couple had four children.  Mrs. Robinson now has ten grandchildren and one great-grandchild.</p>
<p>When she is not visiting with her family, Mrs. Robinson can often be found at her church, St. Andrew&#8217;s Episcopal, where she is an active member.  She is also a frequent participant in activities at Culpepper Garden, the retirement community in Arlington where she lives. Every morning, Mrs. Robinson opens the doors to the community recreation department and receives the pastries and bread donated by local grocery stores.</p>
<p>Despite her independent nature, Mrs. Robinson was beginning to have problems managing her finances and paying bills due to her macular degeneration.  When she mentioned her difficulty to a Resident Services staff member at Culpepper Garden, they told her about a two-year old program called the Arlington Money Management Program.  The program is managed by Senior Services of Alexandria and is funded under the Older Americans Act.  The funds come through the Arlington Agency on Aging of the Department of Human Services.  Culpepper Garden generously donates office space for the program administrator.</p>
<p>Mrs. Robinson was surprised to learn that there was someone who could help her right at Culpepper Garden.  Shortly after this conversation, Mrs. Robinson met with June Hoye, the program administrator and an experienced money manager.</p>
<p>Getting assistance with her financial matters has helped her to realize that &#8220;money is pretty good to have,&#8221; Mrs. Robinson says.  June Hoye was able to help Mrs. Robinson write necessary checks and consolidate and minimize her debt.</p>
<p>June notes, &#8220;Mrs. Robinson had incurred tremendous debt because of her generosity in giving to others.&#8221; When June began working with her, Mrs. Robinson was writing checks to six different credit card companies each month.  June took her to Consumer Credit Counseling Service, and they were able to consolidate her debts and arrange for a single monthly payment.</p>
<p>&#8220;My checking balance is higher than I&#8217;ve ever had before.  I&#8217;m even getting a little stingy!  I don&#8217;t want to spend it now,&#8221; says Mrs. Robinson, who is relieved to finally have her finances in order.</p>
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