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You’re spending more and more time daydreaming about retiring. You sigh, envisioning the perfect retirement house.

Whether you plan to blow your kids’ inheritance to buy a beach house in Florida, or just stay put, it’s important to remember this: You’ll grow old in that house.

The money you spend to build, remodel or retrofit your home for day-to-day retirement living can pay off. It’ll make it easier to get around, perhaps sparing injuries and expensive nursing homes.

The oldest baby boomers turn 60 this year. They and their children must face the sobering fact that 35% of adults age 65 and older have difficulty performing one or more self-care activities, according to the Journal of the American Medical Association. Those design features and furniture that seemed so chic when you were 40 could become hazards when you’re 70 with a new left hip

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